10 Steps to take if you are a Victim of Identity Theft

What can I do if I am already a victim of ID theft?

by Michelle Dunn

• Contact the fraud departments of the three major credit bureaus, to place a fraud alert on your credit file.

• Close all accounts that have been affected and request copies of fraud-dispute forms and complete and return immediately. Keep copies!

• File a police report in each jurisdiction the theft occurred

• Send copies of the report to your creditors or anyone that requires proof of the crime

• File a complaint with the FTC (800-IDTHEFT or www.consumer.gov/idtheft) and Post Office

• Contact the Identity Theft Resource center at 858-693-7935 or www.idtheftcenter.org

• Request a new driver’s license from the state of motor vehicles and have a fraud report attached to your driving record.

• Notify check-verification firms about any fraudulent checks: International check service 800-526-5380 Telecheck 800-927-0755 Certegy Check Services 800-437-5120

• Call 1-888-CALL-FCC and file a complaint.

• Change your passwords and PIN immediately.

About the Author

Michelle Dunn has over 17 years experience in credit and debt collection. She is the founder of Never Dunn Publishing, LLC, is a writer, consultant and the Editorial Advisor for Eli Financial Debt Collection Compliance Alert Newsletter. Michelle started M.A.D. Collection Agency and ran is successfully for 7 years. She owns and runs Credit & Collections.com a free online community for credit and business professionals.

She has written 5 books in her Collecting Money Series. For more information on Michelle’s services or to order any of her books please email her at michelle@michelledunn.com or visit www.michelledunn.com & www.credit-and-collections.com

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